Great Eastern Smart Medic Medical Card Schedule of Benefits and Premium Table

Smart Medic is the comprehensive medical rider (aka medical card) for investment-linked insurance plans from Great Eastern which protects you medically until you are 80 years old next birthday.

One of the unique selling point for Great Eastern Smart Medic is the no claims increment of annual limit. This means that if you dont claim for medical expenses every 3 policy years, your annual limit will be increased 10%.

The table below will explain the no claims increment of annual limit, assuming that one purchased a SM 200 medical plan.
Great Eastern Smart Medic: Examples of No Claims Bonus
Early this year, Great Eastern has enhanced Smart Medic rider by shorterning the period for no claims increment of annual limit from 5 policy years to 3 policy years, increase the entry age from 60 years old to 65 years old, and put a cap of RM3,000 to the maximum co-insurance payable if you exceed the Room & Board charge.

Smart Medic Schedule of Benefits
Smart Medic Schedule of Benefits

Smart Medic Premium Table

Smart Medic Premium Table